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Baccarat Intro

BaccaratPlaying Baccarat for the first time couldn’t be easier. You don’t need to use your real funds and you can play in demo mode without installing any apps. Instead, take a look through our choice of online baccarat and other casino games and find the right one for you. Bet for free right away with nothing to slow you down and no registration required.

Baccarat Game Types

iconEZ Baccarat
  • EZ Baccarat is one of the most popular variants out there, having achieved prominence both in real-world casinos and online. So what are the differences you need to be aware of as a player?

    EZ Baccarat is mostly the same as conventional baccarat, but the odds are a little different, and there are some side bets you can make. EZ Baccarat results in a payout of even money for all bets on the banker bet. The side bets are Dragon 7, if a banker winning 3 card total of 7 occurs, and Panda 8, which occurs when a player wins with a three-card total of 8.

iconPunto Banco
  • If you’re looking for a simple introduction to baccarat, Punto Banco is a great choice due to how easy it is to understand. It’s one of the most widely-played versions out there and is maybe the simplest.

    When playing Punto Banco, you get a choice of three different bets you can make. These are betting on the banker, betting on the player, or betting on a tie. The casino always has the role of the dealer in the Punto Banco version of baccarat. If you've never played baccarat before, start here.

iconChemin De Fer
  • Chemin de fer is one of the oldest versions of Baccarat still being played, having originated back in the day in France. This game version typically uses six standard decks of cards.

    In the traditional version of Chemin De Fer, players rotate as the banker. If a banker wins, that player remains the banker for the next round, whereas if the banker loses, the role of banker rotates to a new player. Chem De Fer is a bit more complex than Punto Banco, so it might be the right choice for a more experienced Baccarat player.

iconBaccarat Banque
  • Baccarat Banque is a version of the card game where players take the role of banker, but on a more fixed basis than in Chemin De Fer. Another difference is the shoe in Baccarat Banque typically consists of three decks of cards.

    The player who takes the role of the banker has the potential for the biggest wins and losses. The banker is typically decided based on the player willing to risk the biggest amount of money of everyone at the table. Players can challenge the role of banker at any time by placing a bet equal to or in excess that of the banker. Up to 3 hands in a row can form a challenge, and if all three are lost, that player can no longer challenge until the shoe is finished.

iconSuper Pan 9
  • Super Pan 9 also is known by the name of Pan 9 and it is a Baccarat variant originating on the West Coast of America. It is often played with 12 modified decks of cards, with decks containing the cards ace to 6.

    Like in some other baccarat variants, the role of banker rotates between players, with the option to decline being the banker always available. Each player and the banker are dealt three cards, with the option to either keep these or draw an additional card. All of the hands are scored according to the standard rules of baccarat.

iconThree Card Baccarat
  • Three card Baccarat is a lesser-known version of the game which is found in a smaller number of real-world casinos but has gained a popular following in the online casino world. So how is this type of baccarat played and what should you know about it?

    Three card baccarat uses a single deck of 52 cards, far lower than most other baccarat game types. Players and dealers receive 3 cards each, and there is no option to draw a further card for either. Hands are scored according to the standard baccarat system. The simple nature of three-card baccarat makes it an easy way to get started with this classic card game.

Baccarat Rules

Most games of baccarat involve a showdown between the player and the banker. The banker is also known as the dealer depending upon the casino you’re playing in or the online provider you choose.

After players have chosen to back either the banker or player’s hand, the banker deals the cards face up.

The winning hand in baccarat is determined by which player has the closest total to nine based on the hand they are dealt. If the player has the closest to nine, they win, and if the banker has the closest to nine, the player loses.

One interesting twist in baccarat is a rule where if the value of the cards exceeds nine, the two cards are added together and the first digit is dropped from the total. This is easier to understand with an example.

For example, consider a two-card hand results in a 5 and a 9 being played. As these have a total value higher than 9, they are instead added together, resulting in a total of 14. The first digit, one, is then dropped, resulting in a hand value of 4.

If the player gets a hand with a total value of under five, such as two cards of 2, they receive an additional card.

If either the player or banker gets a hand total of 8 or 9, they are required to stand.

As you see, baccarat is a fundamentally simple card game involving an exciting showdown between player and dealer. So how can you bet on baccarat?

Baccarat Betting Options

Different variations on baccarat involve slightly different betting options, but at its core, betting involves choosing to back either the hand of the player or the dealer.

Fundamentally, you can make three different bets in a game of baccarat:

  • Bet on the banker - If you bet on the banker, you typically will receive 95% of your stake as a win, with the house taking a 5% fee.
  • Bet on the player - If you bet on the player, you receive your stake plus even money in most baccarat game types.
  • Bet on a tie - A tie between dealer and player is the least likely outcome, and it results in a larger payout of typically 8 to 1 accordingly.

Some online versions of baccarat also allow side bets, but the three big bets shown above will be part of any game type you choose.

Baccarat Betting Tips

So what is the smartest bet type to make in baccarat?

Unlike some other casino games, when it comes to baccarat, there is a clear answer to this question. If you want to have the best chance of winning, bet on the dealer.

Even though the return on the dealer is slightly lower than on the player, it still has the best chance of winning. This is because baccarat rules provide a house edge to the dealer. If you're looking for the safest baccarat bet, betting on the dealer is the way to go.

If you want a less likely bet that has a higher payout, you can consider betting on a tie. This is far less likely to happen than backing the player or dealer hands, but when it does, the payout is greater than other types of bet.

Play Baccarat Online in UK Casinos

If you're looking to start winning big on Baccarat, you can play a wide selection of different games right now in the top UK Casinos. Many have bonuses for new Baccarat players.
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Baccarat house edge depends on the bet you place. The banker bet has a house edge of 1.06% and is considered the best one. The Player bet has a house edge of 1.24% and the Tie bet has a n edge of 14.36%
The best baccarat strategy is to keep the house edge at its lowest point, therefore the Banker bet is the best bet.
Yes, there are many variations such as Punto Banco, Chemin De Fer, EZ Baccarat, Super6, Baccarat en Banque, Three Card Baccarat and more.
Yes. Baccarat is one of the top casino games in many online casinos. You can try baccarat online with us - at